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Field Exam Services

A Smarter Approach to
Credit Risk

For lenders, investors, and fund managers who need fast,
accurate insight into collateral, portfolio health, or pre-deal
risk, field exams deliver the clarity you rely on.

When a Field Exam
Makes Sense

  • Preparing for a new credit facility
  • A lender or investor needs third-party verification
  • Evaluating collateral value or borrowing base
  • Financial controls or reporting accuracy are in question
  • Benchmarking or optimizing internal processes ahead of a major move

WHAT A FIELD EXAM UNCOVERS

Collateral Integrity

Confirm that the collateral exists and is accurately valued.

Operational Strength

Evaluate borrower financial processes and controls.

Cash Flow Testing

Understand repayment ability in cash-flow based lending.

Management Insight

Assess the borrower’s leadership and decision-making.

Regulatory Readiness

Demonstrate fiduciary responsibility and transparency.

Why Use a CPA Firm?

A CPA firm brings an independent lens, technical rigor, and credibility. Unlike internal examiners—who may be less experienced or influenced by organizational reporting lines—CPAs are trained to validate financial data, apply sound testing, and deliver objective, actionable findings.

Why Tanner?

We’ve built a scalable, proprietary field exam platform that enables us to work quickly and efficiently across all loan sizes and structures. For more complex loans, like those backed by cash flow rather than hard assets, we tailor our approach to your specific risk profile and information needs.

Know what you’re lending into. We’ll show you.
Reach out today.

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